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Matthew Cox: belief

17 Jan 2024 Lex Fridman Podcast #409 – Matthew Cox: FBI Most Wanted Con Man – $55 Million in Bank Fraud

“You can’t have them cut to me. So I would say, “Hey, there’s a second mortgage on there,” and I’d provide a second mortgage or I’d provide different things.”

— Matthew Cox

Source trail

Everything needed to verify it.

Speaker
Matthew Cox
Attribution
Verified speaker
Claim type
belief
Recorded
17 Jan 2024
Publisher
Lex Fridman Podcast

Transcript context

…[inaudible 03:54:40]. But that, you don’t call home, nobody calls you. Your family doesn’t call you. You tell stories about your mom, your dad, your brother, your sister, friends. I don’t know any of these friends. Never seen any of these friends. They never call you. It’s like, ah, shit. So at some point, I basically just said to her… Look, at one point I had to have a check cut. I refinanced the house and I had, I’m going to say something like, it might’ve been 30,000, but let’s say 20,000. I had a $20,000 check cut to Amanda Gardner because you have to have these checks. You can’t have them cut to me. So I would say, “Hey, there’s a second mortgage on there,” and I’d provide a second mortgage or I’d provide different things. And I knew I need names of people to cut these things to. So I had a check cut for whatever. So I remember we’re at dinner one night. This is before she really knows who I am. And I said, “Hey.” I said, “Oh.” And she goes, “Oh, you had a…” She goes, “How’d that thing go, your refinance?” I go, “Oh, thank God you said that.” Boom. I said, “I need you to deposit this.” Give her a check for 20,000. She’s like, “I can go tomorrow and I can deposit it. And I…” And I’m like, “No, no.” I’m like, “Look, it’s fine. Just deposit.” She’s like, “As soon as it clears, I’ll get you a cashier’s check.” I was like, “No, just deposit it and keep it in your bank. It’s fine.” So she’s like, “What is going on?” So we have this conversation and I tell her, “Look, people are looking for me.” “Who?” “Law enforcement.” “Which ones?” “All of them.” She’s like, “That doesn’t even… For what?” I go, “Mostly bank fraud.” And she’s like, “Well, how are they not finding you? People know you, your general contractor,” which I met four months before. This guy, six months before. This one, two months before. She’s like, “So and so, so and so, so…” And I’m like, “Right, right. Well,” I said, “Well…” She’s like, “They’ve got your name, they’ve got your…” I go, “Well, that’s identity theft.” And she was like, “What do you mean?” I said, well, “My name’s not… It’s not Joseph Carter.” “What is your name?” I go, “Look, don’t even worry about it. This is what’s happening. This is where I’m at,” and this has been months into the relationship. This is, I’d say, maybe a month or two in, but she was just too inquisitive and… Oh, I know what it was. She found like $40,000 in cash in my freezer one night. That was another thing that happened. She went to get a Popsicle and she opened up the flip to get a Popsicle, and she opened the wrong one, and there was all cash. And she was like, in this conversation, she’s like, “The other day I opened up the Popsicle box and there’s cash,” And I’m like… So I kind of explain it, but I had a feeling she’s going to be okay with this. So she was okay.…

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